top of page
Original on Transparent.png
Original on Transparent.png

Selected Transactions

All examples are anonymised and indicative. Funding structures vary by circumstance

and are subject to lender and investor approval.

Emergency Bridging & Multi-Asset Stabilisation

 

Sector: Residential / Mixed-Use
 

Transaction type: Emergency bridging, refinancing

 

A developer had completed multiple residential units over a seven-year period on a farm site. Several properties were let out, with the principal property owner-occupied.

 

Repayment of existing development and commercial loans relied on an agreed sale which subsequently fell through, creating immediate time pressure.

What these transactions have in common

Each transaction involved complexity beyond standard lending criteria — whether due to timing pressure, impaired credit, unconventional assets, planning risk, fragmented debt structures or non-standard exits.

 

In every case, our role was to assess viability, structure funding appropriately, and introduce capital partners able to engage with real-world commercial situations rather than formulaic underwriting.

Our role

  • Arranged an emergency six-month bridging facility

  • Secured funding across six properties and land

  • Repaid existing lenders and prevented distressed sales

  • Restructured onto a new bridging facility when planned refinance was delayed

Outcome

The position was stabilised under significant lender and investor pressure.

 

The client retained control of the assets, continued improving them, and progressed toward longer-term refinancing.

Hotel Acquisition & Complex Development Funding

Sector: Hospitality / Development
 

Transaction type: Acquisition, mezzanine funding, development finance

 

A purchaser agreed to acquire a hotel for £5 million, but did not have sufficient capital to complete the purchase outright. Senior bank funding alone was insufficient.

 

The site comprised multiple titles at different planning stages, requiring phased and carefully structured development finance.

Our role

  • Structured a multi-layered solution including mezzanine funding alongside senior bank finance

  • Negotiated staged vendor consideration, with the seller retaining a charge

  • Arranged separate development facilities aligned to each plot and planning stage

Outcome

The acquisition completed successfully.

 

Development progressed in phases, with risk appropriately allocated between the senior lender, mezzanine funder and vendor.

Original on Transparent.png
Original on Transparent.png

Business Loan Consolidation & Property Portfolio Stabilisation

 

Sector: Construction / Property
 

Transaction type: Business funding, loan consolidation, development finance

A construction company had accumulated multiple loans from different funders, each at very high interest rates. The fragmented structure placed increasing pressure on cashflow, with the business being pushed to take on further expensive funding simply to remain operational.

 

Alongside the business pressures, the client held a small property portfolio requiring development funding to improve performance and rationalise the overall position.

Our role

  • Arranged rapid business funding within 72 hours at a materially improved rate

  • Consolidated multiple high-cost loans, reducing monthly repayment pressure

  • Stabilised day-to-day cashflow within the construction business

With the business position stabilised, we then:

 

  • Arranged development funding for a high-value holiday-let property to double its size and upgrade specification

  • Structured development funding across three buy-to-let properties, including one awaiting planning permission

  • Sequenced funding to align with planning, build and refinancing timelines

Outcome

The business moved from short-term financial pressure to a controlled, sustainable footing.

 

High-cost debt was replaced with a coherent structure, monthly outgoings were reduced, and the property portfolio was placed on a clear path toward stabilised income and longer-term refinancing.

Technology Company Liquidity & Structured Private Capital

Sector: Technology / security
 

Transaction type: Private capital, structured investment

 

A technology company faced delayed payments from a major customer while preparing to roll out a new security product, creating a material working-capital gap and threatening business continuity.

Our role

  • Introduced a private investor providing short-term liquidity

  • Structured a bespoke arrangement including a special share class acting as security

  • Agreed a coupon-based return reflecting risk while preserving operational control

Outcome

The company maintained continuity, completed product rollout and navigated delayed receipts without entering distressed funding.

Hawkridge Commercial Ltd  

Independent commercial finance intermediary. Unregulated. Business purposes only.

 

Registered office: 71–75 Shelton Street, London WC2H 9JQ  

Company number: 01243256748  

 

© Hawkridge Commercial Ltd

bottom of page